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Open enrollment for thehealth insurance marketplace(at www.healthcare.gov) started Tuesday morning, but many people had problems logging on or starting the enrollment process.

Some of the delays were due to high volume. About 2.8 million people visited HealthCare.gov since midnight, said Marilyn Tavenner, director of the Centers for Medicare and Medicaid Services. The site is handling exchanges for 34 states - including Georgia - that defaulted to the federal government for at least the first year.

"We certainly had a high volume creating accounts this morning," said Tavenner, adding the site improved as the day continued. "We added capacity and we made some adjustments." The agency did not release the number of Americans who actually bought insurance.

Viewers have been asking 13WMAZ on Facebook for information about the new health-care plans.

Staci Leigh Elerson asked, "Will it affect those of us on Medicaid or Medicare?"

The short answer is, no. Medicare and Medicaid are not part of the Health Insurance Marketplace.

It'll have no effect on you or your coverage. You'll still have the same benefits you do now.

Cindy Nerger asks, "What about serious pre-existing conditions? Will I be denied or have 500 to 900 dollar premiums like when I tried to get insurance before?"

Under the new health law, pre-existing conditions are covered.That means you can't be denied coverage or charged more.

You may also be able to qualify for cheaper premiums or tax credits, if you buy a plan through the marketplace.

Traci Burns wants to know "Is Georgia one of the states opting out of federal money for Medicaid? I'd also like to know more about the subsidies available."

Georgia is one of 25 states that decided not to expand its Medicaid program.

Depending on certain factors like your age and income, you may be eligible for federal subsidies.

You'll have to log on to the marketplace and fill out some information before you get back exact costs.

We'll continue to follow your questions throughout the week.

If you have a question you'd like an answer to, reach out to 13WMAZ's Anita Oh on Facebook at Anita Oh WMAZ or on Twitter @anita_oh.

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