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Check your stimulus payment status online starting Monday

The IRS stimulus check tracker is now online, earlier than planned, and the first wave of payments are expected to hit some bank accounts this weekend.

WASHINGTON — Americans wanting to know the status of their third stimulus check can now check using an online portal. 

The “Get My Payment” tool on the IRS.gov website went live on Saturday and can help track your payments. Initially the IRS said the online portal wouldn't be available until Monday. 

President Joe Biden signed the new $1.9 trillion rescue package on Thursday, providing for payments to qualifying individuals of up to $1,400, with payments to a qualifying family of four of $5,600.

Officials at the Treasury Department and Internal Revenue Service said Friday that processing of the new round of stimulus payments has already begun, with the aim of having the first payments start showing up in bank accounts this weekend. It is estimated that 85% of Americans will be eligible for the payments and the goal is to have millions of the payments disbursed in the next few weeks.

Taxpayers who have provided bank information with the IRS will receive the direct-deposit payments, while others will get paper checks or debit cards mailed to them.

“The payments will be delivered automatically to taxpayers even as the IRS continues delivering regular tax refunds,” IRS Commissioner Chuck Rettig said in a statement.

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The relief measure, which passed on party-line votes in both the House and Senate, contains the third round of economic-impact payments. The first round passed last spring provided up to $1,200 per individual, and a second round of payments in December provided up to $600 per individual.

The latest package passed with no votes from Republicans, who objected to the size of the measure and argued it was not necessary given signs that the economy is beginning to recover.

Then-President Donald Trump called the payments in the $900 billion relief bill passed in December too small and Biden agreed, pushing the total for an individual up to $1,400 in the new package.

The latest round of relief payments will provide households with $1,400 for each adult, child and adult dependent, such as college students or elderly relatives. Adult dependents were not eligible to receive payments in the previous two rounds of payments.

The payments start declining for an individual once adjusted gross income exceeds $75,000 and go to zero once income hits $80,000. The payment starts declining for married couples when income exceeds $150,000 and goes to zero at $160,000.

Officials said in the interest of speeding up the relief payments, the IRS will use the latest tax return available, either the 2019 return filed last year or the 2020 return that is due by April 15.

If a person's job situation changed last year because of the pandemic, which led to millions of people losing jobs or being forced to work reduced hours, officials said that the IRS will adjust the size of the new impact payments after the 2020 return has been filed and provide a supplemental payment if that is called for. Officials said those adjustments will be made automatically by the IRS for people who have already filed their 2020 returns.

Officials said they wanted to handle the payments this way rather than waiting for the 2020 tax return to be filed in the interest of speeding payments to taxpayers.

IRS stimulus check tracker — payment 3

The IRS "Get My Payment" tool went live Saturday.

Check your status here.

The IRS said on its website that the first batch of payments will be sent by direct deposit.

Additional batches of payments will be sent in the coming weeks by direct deposit and through the mail as a check or debit card.

What will the portal tell you

The "Get My Payment" tool will tell you:

  • Payment date
  • Payment method (direct deposit or mail) – Note: mail means you may be issued an EIP Card or a check 

If your payment status is not available, that means the IRS has not yet processed your payment, or you are not eligible for a payment. 

If you get a message that says "Need More Information," that means your payment was returned to the IRS because the post office was unable to deliver it. The IRS said people who got this message will eventually be able to use the tool to provide additional bank account information. 

For more information, click here

Travis Pittman contributed to this report.

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